Please read these terms of use before accessing, using or obtaining any materials, information, and products in association with Yield & Spread. Our "Services" refers to any information contained on the Yield & Spread website, all educational and course materials, presentations, and all other related content.

DISCLAIMER: The information contained in the Yield & Spread website, course materials and all other related content is provided for informational and educational purposes only. The Services is not intended to substitute for obtaining accounting, tax, or financial advice, and may not be suitable for every individual. Yield & Spread is not a registered investment, legal or tax advisor or a broker/dealer. 

TERMS: The Services is proprietary and may not be used, published, redistributed, or repurposed without the prior written consent of Yield & Spread.

LINKS: Yield & Spread is not responsible for the contents of any linked sites to its Services. The inclusion of any link does not imply endorsement by Yield & Spread of the site. Use of any such linked web site is at the user’s own risk.

REVISIONS: The materials appearing on Yield & Spread's website and within its course materials could include technical, typographical, or photographic errors. Yield & Spread does not warrant that any of these materials are accurate, complete, or current. Yield & Spread may make changes to the materials contained on its website or within its courses at any time without notice. Yield & Spread does not, however, make any commitment to update the Services.

LIMITATION OF LIABILITY: You expressly understand and agree that Yield & Spread shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses resulting from the use of inability to use the Services. In no event shall Yield & Spread be liable for lost profits or any special, incidental, or consequential damages arising out of in connection with our site, the Services, or this agreement (however arising including negligence). You agree to indemnify and hold us harmless from any claim or demand including reasonable attorneys' fees made by any third party due to or arising out of your breach of this agreement or the document it incorporates by reference, or violation of any law or the rights of a third party. Your sole use of the Services is at your sole risk. The Services are provided on an "as is" and "as available" basis without any warranty or condition, express, implied, or statutory. Yield & Spread does not warrant that the Services will be uninterrupted, timely, or error-free. Yield & Spread does not warrant that the result that may be obtained in the use of services will be accurate or reliable. Yield & Spread does not warrant the quality of any products, Services, information, or other materials purchased or obtained by you through the Services will meet your expectations, or that any errors in the Services will be corrected.